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Hello and Welcome to our Caoga Newsletter.

Caoga is celebrating 21 years providing quality home and motor insurance products to the over 50’s this year.  Caoga was created and brought to market by J.F.Dunne Insurances in 1994 and very quickly after that introduced on-line  at a time when the term Silver Surfer was only recognised by fans of Marvel Comics!!   J.F.Dunne Insurances Ltd have been offering service and advice on a range of insurance products since 1977, and this year, celebrates 35 years with their Bus and Coach scheme underwriter AIG Europe Ltd, an unprecedented relationship in the Irish market.  Our primary goal - along with providing quality insurance products - is customer care and we have maintained our customer focus since 1977, and through our 21 years of Caoga Insurance.  We pride ourselves on providing excellent, friendly service to all of our customers.  Contact us today if you have any insurance related queries


Protecting your greatest asset!

Is your property adequately insured?  Articles in the press recently have highlighted that properties across Ireland are running the risk of being under-insured.  The reasons for this vary from saving money on premiums to just not knowing the true rebuild cost of your home.  Click here to read the article and you can also find some useful tips, wordings and explanation to help you on your way to peace of mind when insuring your home here.  There is also a link on this page to estimate your rebuilding costs from the Chartered Surveyors

We have excellent rates for our Caoga household clients through Zurich Insurance plc.  You would be entitled to a further 5% discount if you have motor insurance with us already.  Contact us on 1850 730 930 or click here to enter your details, get a quote, and the option to purchase cover on-line.


Health Insurance Changes

Known as Lifetime Community Rating, new legislation, due to come into effect on May 1st 2015, is designed to encourage individuals to take out private health insurance at a younger age, thereby keeping the annual cost of health insurance more affordable for everyone.    Recent years have seen a drop in younger adults taking out health insurance. Community rated markets such as the one in Ireland depend on a continuing entry of younger people, as younger people claim less on average and their continuing participation keeps costs down for everybody.  Click here for the full story.


Easter Egg Cookies

Everyone loves cookies, right?  Here’s a quick and easy recipe to use up your Chocolate Easter Egg leftovers:


◾250g porridge oats

◾125g dark chocolate drops (or broken up Easter Eggs!)

◾50g blanched almonds, chopped

◾75g roasted hazelnuts, chopped

◾125g soft brown sugar

◾2 eggs

◾125g butter, softened


Preparation 15 mins

Cooking time 15 mins



1. Mix the dry ingredients in a big bowl

2. Beat the egg and mix into the dry ingredients, followed by the butter, stirring until a chunky dough forms

3. Use your hands to make small circles out of the dough and place on a non-stick baking sheet

4. Bake in a 200'C oven for 15 minutes

You can freeze these to eat at a later time too!


Pause for Thought

what soap is to the body, laughter is to the soul

Gardening Tip*

Start planting seeds on a sunny windowsill – i.e. cornflowers are very easy and give a riot of colour in Summer –sow now so you can plant out in May for summer colour

Push down a clove of garlic under a rosebush to eradicate disease – i.e greenfly, blackspot

*Thanks to Mary Shanley


Exercise the Mind

  1. What book were  twins Norris and Ross McWhirter commissioned to compile in 1954?
  2. I travel all over the world but always stay in my corner.  What am I?
  3. In which decade did compulsory driving testing begin?

Answers here

What our clients say:

I would be happy to recommend J.F.Dunne Insurances and have put my money where my mouth is and I am with you (J.F.Dunne Insurances) for Car, Household & Health Insurance

Sean, Co Kerry.


J.F.Dunne Insurances Great Dublin Swim

Get fit, stay in shape.  J.F.Dunne Insurances are continuing their sponsorship of The Great Dublin Swim, and it returns this year with more race options from beginners to seasoned competitors, wet suit and non wet suit categories.  The event takes place in the Liffey, starting and finishing beside the Sean O'Casey Bridge on Custom House Quay, Dublin, on July 18th 2015 from 12:00 to 16:00.  Click here for more information.


Do you have any questions about insurance, terminology or conditions applied to your policy, check out this section or email us your question, we may use it to enlighten fellow policyholders in later newsletter editions.  If you have any comments about our newsletter, email us here.

Compiled by Arianne Dunne & Laura Mulcahy for Caoga Insurance