Caoga Motor Insurance

Comprehensive Cover Listing

For full details and levels of cover please refer to the online policy handbook.

Policy Excess: (the excess is the amount payable by you on any claim)

€100, this is the only amount you pay in the event of a claim

No Claims Bonus Protection

Unlimited protection for first claim, No Claim Discount not affected, Protection deleted after first claim. If you remain claim free for 3 policy years after the claim your No Claim Discount Protection is reinstated.

Windscreen Cover

Up to €400
Dedicated Claims Line 1850 200552
No Excess
Does not affect No Claims Discount or No Claims Discount Protection

Funeral Expenses

Up to €3,500 in the event of a fatality resulting from a motor accident

Third Party Property Damage

Up to €30,000,000

Driving of other cars

The policy holder has Third Party only cover to drive another car not belonging to him/her or hired to him/her under a hire purchase agreement.

European Union Use

Minimum indemnity required to comply with the laws realting to compulsory insurance of motor vehicles in any country that is a member of the EU.

Rugs, Coats and Luggage

Cover up to €200 for loss or damage whilst in the insured vehicle

Replacement Vehicle

If the Insured Vehicle is out of use as a result of a claim for loss or damage insured under this policy the Company will indemnify the Insured in respect of any hiring charges incurred in obtaining a temporary replacement car from our recognised list of current Approved Repairers up to a total value of €190.