Caoga Home Insurance

Cover Listing

For full details and levels of cover please refer to the online policy handbook.

• Accidental Damage cover on both Buildings and Contents
• Standard Policy Excess €125
  (the excess is the amount payable by you on any claim)
• €75 Excess for All Risks (specified & unspecified),
  Money, Credit Cards and Cycles
• Unspecified All Risks automatically up to €2,000
• Loss, damage, destruction of food in your Freezer due to temperature change up to €500
• Fire Brigade Charges up to €3,000
• Misuse of Credit Cards following theft up to €1,500
• Loss or theft of Money, anywhere in the world, up to €500
• Property in the open, within the boundaries of your property, up to €600
• Visitors' Personal Effects up to €1,000
• Lock Replacement following theft of keys up to €750
• Occupiers and Personal Liability - €2,600,000 indemnity
• Alternative Accomodation costs if property made uninhabitable by an insured peril up to 15% of the Buildings Sum Insured.
• Loss of Oil up to €400
• Replacement of Title Deeds and Registered Bonds if loss or damage caused by an insured peril up to €750
• Automatic increase in contents cover of 10% during December for Christmas gifts, and one month before and after the wedding day of a member of the household for wedding gifts.